Self Managed Super Fund Loans

SMSF Lending with Strategic Support

Investing in property can be a powerful way to build wealth, but without the right finance partner, the process can feel complex and overwhelming. Mill Finance simplifies investment lending by offering practical guidance and access to a wide range of lenders. We don’t just look at rates, we consider tax implications, repayment flexibility, and future plans to tailor a loan solution that works for you now and into the future.

Grow Your Retirement Wealth with SMSF Loans

Mill Finance provides the knowledge and lending expertise to help you navigate SMSF loans with confidence

Why Choose Mill Finance for SMSF Loans?

Our deep experience with SMSF lending makes us a trusted partner for clients ready to grow their retirement portfolio. We understand the compliance requirements and financial nuances involved, helping you make informed decisions with confidence. Mill Finance works closely with your existing financial team to ensure a smooth and strategic investment process.

Secure the right home loan with Mill Finance

Buying a home is one of life’s biggest milestones — and finding the right finance shouldn’t be a headache. At Mill Finance, the goal is to make the process simple, transparent and stress-free. With a deep understanding of lending requirements and a commitment to finding the right solution for each client, Mill Finance offers expert guidance every step of the way. Whether you’re self-employed, PAYG, buying your first home or expanding your property portfolio, Mill Finance provides personalised support to help you move forward with confidence.

SMSF Loans for Residential and Commercial Property

Mill Finance can help you secure SMSF loans for both residential and commercial properties. Whether you’re acquiring a warehouse for your business or investing in a residential property for long-term growth, we find the right loan product to match your goals. Our personalised service ensures your strategy aligns with both your SMSF and your financial future.

Frequently Asked Questions

An SMSF loan is a type of lending used by Self-Managed Super Funds to purchase investment property. It requires a special structure and must comply with strict regulations.
No. Properties purchased with SMSF loans must be held solely for investment purposes. Mill Finance ensures your loan meets these rules.
Yes, SMSF loans typically require a higher deposit than standard loans, often 20% to 30%. We help you assess your fund’s position and determine what’s possible.
Yes. Many SMSFs purchase commercial property, particularly when the trustees also operate a business. Mill Finance helps structure the loan correctly.
It can be, but we’re here to simplify it. Mill Finance works closely with your accountant and legal team to manage the complexities and keep things moving smoothly.

Tailored Finance Solutions for Every Stage of Life

Mill Finance offers a wide range of lending solutions designed to support self-employed clients and PAYG borrowers alike:

Read from clients who have found the perfect place where they can create...

Discover testimonials from satisfied clients who have found their dream properties with Mill Finance, the trusted experts in helping you find the perfect place to call home.

I was overwhelmed trying to get a home loan as a sole trader. I’d been told by a bank that my income was too inconsistent, and I was starting to think owning a home just wasn’t possible for me. Then I found Mill Finance. Jason took the time to really understand my situation not just my numbers…

but my goals too. He walked me through the whole process, explained what I needed to provide, and matched me with a lender that actually worked for self-employed people like me. A few weeks later, I had full approval and was holding the keys to my first home. I still can’t quite believe it. If you’re self-employed and feel like the system’s stacked against you, Mill Finance is the team you want on your side.

James Oliver
I run my own business and needed a reliable work vehicle fast but trying to arrange finance and find the right car while managing clients felt impossible. A friend recommended Mill Finance, and I’m so glad they did. Jason not only helped me get the car loan sorted quickly, he actually offered to…

find the vehicle for me too. Within days, he’d located the perfect ute, negotiated a fair price, and had it delivered to my door. I barely lifted a finger. The loan terms were great, and the whole process was so easy. It’s rare to find someone who goes above and beyond like that these days. I’ll be going back to Mill Finance for anything I need in the future.

Michael S
I’ve been investing in property for a few years now, and this time around I wanted someone who understood how to structure finance strategically. Mill Finance was recommended to me by another investor, and they really delivered. Jason knew the right questions to ask and came back with options..

that weren’t just about interest rates they were about maximising future opportunities. He helped me set things up in a way that made accessing equity and growing my portfolio much easier. It was like speaking to someone who actually spoke my language. If you’re serious about building wealth through property, Mill Finance is a smart move.”

Daniel T
Contact Us

Schedule an Appointment