Equipment Finance

Tailored Equipment Finance That Works for You

Investing in property can be a powerful way to build wealth, but without the right finance partner, the process can feel complex and overwhelming. Mill Finance simplifies investment lending by offering practical guidance and access to a wide range of lenders. We don’t just look at rates — we consider tax implications, repayment flexibility, and future plans to tailor a loan solution that works for you now and into the future.

Invest in the Right Tools for Your Business

When your business relies on tools, machinery or specialised equipment to operate, having access to the right finance matters.

Why Choose Mill Finance for Equipment Finance?

We do more than connect you with lenders we provide personalised support to help you secure the right funding, fast. With years of experience working with self-employed clients, contractors and small business owners, we know how to structure applications that get results. We keep the process simple, and our communication clear, so you know exactly what to expect at every step.

Secure the right home loan with Mill Finance

Buying a home is one of life’s biggest milestones — and finding the right finance shouldn’t be a headache. At Mill Finance, the goal is to make the process simple, transparent and stress-free. With a deep understanding of lending requirements and a commitment to finding the right solution for each client, Mill Finance offers expert guidance every step of the way. Whether you’re self-employed, PAYG, buying your first home or expanding your property portfolio, Mill Finance provides personalised support to help you move forward with confidence.

Helping Self-Employed Clients Access Equipment Finance

At Mill Finance, we’re specialists in helping self-employed professionals get access to the tools and machinery they need. We work with lenders who assess the full picture not just payslips so you’re not penalised for non-traditional income. Whether you’re a sole trader, partnership, or company, we tailor finance options that reflect your unique business circumstances.

Frequently Asked Questions

Equipment finance is a loan or lease arrangement that helps you acquire business equipment without paying the full amount upfront. With Mill Finance, we’ll help you choose the right structure whether that’s a chattel mortgage, lease, or hire purchase to match your cash flow.
Yes. Mill Finance specialises in helping self-employed clients and small business owners access equipment loans by structuring applications to reflect real financial performance, not just tax returns or payslips.
Many applications are approved within 24 to 48 hours. Mill Finance helps you prepare the right documentation and matches you with lenders who move quickly.
You can finance almost any type of business equipment, from construction and manufacturing machinery to medical and office technology. If it helps you operate or grow your business, Mill Finance can help fund it.
Not always. Some lenders offer 100% finance options depending on your credit profile and the value of the equipment. We’ll help you compare your options and choose what’s best for your business.

Tailored Finance Solutions for Every Stage of Life

Mill Finance offers a wide range of lending solutions designed to support self-employed clients and PAYG borrowers alike:

Read from clients who have found the perfect place where they can create...

Discover testimonials from satisfied clients who have found their dream properties with Mill Finance, the trusted experts in helping you find the perfect place to call home.

I was overwhelmed trying to get a home loan as a sole trader. I’d been told by a bank that my income was too inconsistent, and I was starting to think owning a home just wasn’t possible for me. Then I found Mill Finance. Jason took the time to really understand my situation not just my numbers…

but my goals too. He walked me through the whole process, explained what I needed to provide, and matched me with a lender that actually worked for self-employed people like me. A few weeks later, I had full approval and was holding the keys to my first home. I still can’t quite believe it. If you’re self-employed and feel like the system’s stacked against you, Mill Finance is the team you want on your side.

James Oliver
I run my own business and needed a reliable work vehicle fast but trying to arrange finance and find the right car while managing clients felt impossible. A friend recommended Mill Finance, and I’m so glad they did. Jason not only helped me get the car loan sorted quickly, he actually offered to…

find the vehicle for me too. Within days, he’d located the perfect ute, negotiated a fair price, and had it delivered to my door. I barely lifted a finger. The loan terms were great, and the whole process was so easy. It’s rare to find someone who goes above and beyond like that these days. I’ll be going back to Mill Finance for anything I need in the future.

Michael S
I’ve been investing in property for a few years now, and this time around I wanted someone who understood how to structure finance strategically. Mill Finance was recommended to me by another investor, and they really delivered. Jason knew the right questions to ask and came back with options..

that weren’t just about interest rates they were about maximising future opportunities. He helped me set things up in a way that made accessing equity and growing my portfolio much easier. It was like speaking to someone who actually spoke my language. If you’re serious about building wealth through property, Mill Finance is a smart move.”

Daniel T
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